Martin Backhausen – Financial Advisor
Smart Choices. Better Finances.
Hello! Retirement seems far away. You can start now. Small steps grow big. It keeps you safe from scams. Let’s make a plan. Save a little each month. Maybe $20. Use a retirement account, like a 401(k) or IRA. Your job might offer one. Check if your employer matches contributions. That’s free money. Put in…
Hello! Subscriptions add up fast. They hurt your budget. You can cut them and save. It keeps you safe from scams. Let’s start now. List your subscriptions. Include Netflix, apps, gyms. Check your bank statements. Find ones you forgot. Ask, “Do I use this?” If not, cancel it. Maybe you don’t watch that streaming service….
Hello! Holidays are fun. But they cost money. Saving now stops stress. It keeps you safe from scams. Let’s start. Set a holiday budget. Maybe $300 for gifts and food. If it’s six months away, save $50 a month. Transfer $12 a week to a savings account. Skip one coffee to find the money. Check…