Credit card debt can feel heavy. You can pay it off without stress. It keeps you safe from scammers who target people in debt. Let’s make a plan. List your cards. Write the balance and interest rate. Pay the highest-interest card first. Make minimum payments on others. Add $10 extra if you can. Skip one…
Tag: martin-backhausen
Build an Emergency Fund
Hi! An emergency fund is money for surprises, like car repairs. It keeps you safe from debt. It stops you from falling for scams when money’s tight. Let’s start one now. Aim for $500 over time. Begin with $5 a week. Open a savings account. Don’t touch it unless it’s an emergency. Skip one takeout…