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Stay Safe from Romance Scams

Posted on August 12, 2025August 13, 2025 by Shieryl Nebre

Hello! Love is great. But romance scams are dangerous. Criminals pretend to love you. They want your money. You can stay safe. Let’s learn how. Scammers meet you on dating apps. They’re charming. They build trust. Then they ask for money. Never send money to someone you haven’t met. If they ask for cash, block…

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Negotiate Bills

Posted on August 5, 2025August 6, 2025 by Shieryl Nebre

Hello! You can lower your bills by asking. It saves money. It keeps you safe from scams. Let’s try it. Pick one bill, like your phone. Check your statement. See what you pay. Look up deals from other companies. You’re ready to call. Call your provider. Say, “I saw better deals. Can you lower my…

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Understand Your Credit Score

Posted on July 29, 2025August 5, 2025 by Shieryl Nebre

Hello! Your credit score is a number. It shows how good you are with money. It helps you get loans or rent a home. It keeps you safe from scams. Let’s learn about it. Your score depends on paying bills on time and how much debt you have. Scores range from 300 to 850. Higher…

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Build a Savings Habit

Posted on July 22, 2025August 5, 2025 by Shieryl Nebre

Hello! Saving money is hard. You can do it. Start with $5 a week. It builds a habit. It keeps you safe from scams. Let’s start now. Open a savings account. Use an online bank. They have no fees. Transfer $5 every week. Skip one soda to find the money. Set up an automatic transfer….

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Track Your Spending

Posted on July 14, 2025August 5, 2025 by Shieryl Nebre

Hi! Want to find extra money? Track your spending. It shows where your money goes. It helps you avoid scams. Let’s start now. Write down everything you spend for a week. Use a notebook or an app. Include coffee, gas, bills. Look at your list. Find patterns. Maybe you spend $20 on snacks. That’s money…

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