Martin Backhausen – Financial Advisor
Smart Choices. Better Finances.
Hello! Money tight? Payday loans are not the answer. They’re traps. They hurt your money. Scammers run them. Let’s find better ways. Payday loans charge high fees. Maybe $15 for $100. That’s crazy interest. You owe more fast. Some lenders are scams. They steal your info. That’s a crime. If they push you to act…
Hello! Want to grow your money? Investing is a way. You can start small. It keeps you safe from scams. Let’s learn how. You don’t need much. Apps like Acorns let you start with $5. Try an index fund. It’s safe. Set up automatic deposits. Maybe $10 a month. It’s easy. Be careful with “investment…
Hello! Checking your bank statements saves money. It catches scams. It’s like a health check for your money. Let’s start now. Set a day, like Sunday. Log into your account. Look at every transaction. Check for odd charges. Scammers sneak in small amounts. That’s a crime. If you see something weird, call your bank. They’ll…
Hello! Dreaming of a new laptop? Saving for it is fun. It keeps you safe from scams. Let’s make a plan. Pick your goal. Maybe it’s $1,000. Divide it by months. For 10 months, save $100 a month. Open a savings account. Transfer $25 a week. Skip one meal out to find the money. Check…
Hello! Debt feels heavy. You can pay it off. A plan helps. It keeps you safe from scammers. Let’s make one. List your debts. Include credit cards, loans. Write the balance, interest rate, minimum payment. Pick one to focus on. Try the snowball method. Pay the smallest debt first. Make minimum payments on others. Add…