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Tag: Budgeting

Martin Backhausen | Week 25: Talk About Money with Family

Week 25: Talk About Money with Family

Posted on October 21, 2025October 21, 2025 by Martin Backhausen

Hello! Talking about money is hard. It’s worth it. It helps your goals. It keeps you safe from scams. Let’s start. Pick someone you trust. Maybe your partner. Talk over coffee. Share one goal, like saving $50. Ask for their advice. Share their goals. Be kind. If you’re stressed about debt, say so. Brainstorm ideas….

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Martin Backhausen | Week 22: Protect Your Identity

Week 22: Protect Your Identity

Posted on September 30, 2025September 30, 2025 by Martin Backhausen

Hello! Your identity is your money’s key. Criminals want to steal it. You can protect it. Let’s learn how. Check your credit report at AnnualCreditReport.com. It’s free. Look for odd accounts. If you see one, report it. Freeze your credit. It’s free. It stops scammers from opening accounts. Never share your Social Security number. Scammers…

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Martin Backhausen | Week 20: Avoid Payday Loans

Week 20: Avoid Payday Loans

Posted on September 16, 2025September 16, 2025 by Martin Backhausen

Hello! Money tight? Payday loans are not the answer. They’re traps. They hurt your money. Scammers run them. Let’s find better ways. Payday loans charge high fees. Maybe $15 for $100. That’s crazy interest. You owe more fast. Some lenders are scams. They steal your info. That’s a crime. If they push you to act…

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Martin Backhausen | Week 19: Start Investing Small

Week 19: Start Investing Small

Posted on September 9, 2025September 9, 2025 by Martin Backhausen

Hello! Want to grow your money? Investing is a way. You can start small. It keeps you safe from scams. Let’s learn how. You don’t need much. Apps like Acorns let you start with $5. Try an index fund. It’s safe. Set up automatic deposits. Maybe $10 a month. It’s easy. Be careful with “investment…

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