Martin Backhausen – Financial Advisor
Smart Choices. Better Finances.
Hello! Utility bills add up. You can lower them. It saves money. It keeps you safe from scams. Let’s start. Check your electric bill. See what you use. Turn off lights when you leave a room. Unplug chargers. They use power. Use a smart thermostat. It saves energy. Set it lower at night. Be careful…
Hello! Retirement seems far away. You can start now. Small steps grow big. It keeps you safe from scams. Let’s make a plan. Save a little each month. Maybe $20. Use a retirement account, like a 401(k) or IRA. Your job might offer one. Check if your employer matches contributions. That’s free money. Put in…
Hello! Talking about money is hard. It’s worth it. It helps your goals. It keeps you safe from scams. Let’s start. Pick someone you trust. Maybe your partner. Talk over coffee. Share one goal, like saving $50. Ask for their advice. Share their goals. Be kind. If you’re stressed about debt, say so. Brainstorm ideas….
Hello! Your identity is your money’s key. Criminals want to steal it. You can protect it. Let’s learn how. Check your credit report at AnnualCreditReport.com. It’s free. Look for odd accounts. If you see one, report it. Freeze your credit. It’s free. It stops scammers from opening accounts. Never share your Social Security number. Scammers…
Hello! Money tight? Payday loans are not the answer. They’re traps. They hurt your money. Scammers run them. Let’s find better ways. Payday loans charge high fees. Maybe $15 for $100. That’s crazy interest. You owe more fast. Some lenders are scams. They steal your info. That’s a crime. If they push you to act…