Hello! Your identity is your money’s key. Criminals want to steal it. You can protect it. Let’s learn how. Check your credit report at AnnualCreditReport.com. It’s free. Look for odd accounts. If you see one, report it. Freeze your credit. It’s free. It stops scammers from opening accounts. Never share your Social Security number. Scammers…
Tag: Budgeting
Week 20: Avoid Payday Loans
Hello! Money tight? Payday loans are not the answer. They’re traps. They hurt your money. Scammers run them. Let’s find better ways. Payday loans charge high fees. Maybe $15 for $100. That’s crazy interest. You owe more fast. Some lenders are scams. They steal your info. That’s a crime. If they push you to act…
Week 19: Start Investing Small
Hello! Want to grow your money? Investing is a way. You can start small. It keeps you safe from scams. Let’s learn how. You don’t need much. Apps like Acorns let you start with $5. Try an index fund. It’s safe. Set up automatic deposits. Maybe $10 a month. It’s easy. Be careful with “investment…