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Tag: Budget

Martin Backhausen | Week 33: Avoid Fake Lottery Scams

Week 33: Avoid Fake Lottery Scams

Posted on December 30, 2025December 30, 2025 by Martin Backhausen

Hello! Winning the lottery sounds amazing. Scammers fake it. They want your money. You can stay safe. Let’s learn how. Real lotteries don’t call you. They don’t ask for fees to claim prizes. If you get a call, it’s a scam. Don’t send money. Hang up. Check the lottery’s real website. Scammers send fake checks….

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Martin Backhausen | Week 23: Cut Subscription Costs

Week 23: Cut Subscription Costs

Posted on October 7, 2025 by Martin Backhausen

Hello! Subscriptions add up fast. They hurt your budget. You can cut them and save. It keeps you safe from scams. Let’s start now. List your subscriptions. Include Netflix, apps, gyms. Check your bank statements. Find ones you forgot. Ask, “Do I use this?” If not, cancel it. Maybe you don’t watch that streaming service….

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Martin Backhausen | Week 21: Save for the Holidays

Week 21: Save for the Holidays

Posted on September 23, 2025September 23, 2025 by Martin Backhausen

Hello! Holidays are fun. But they cost money. Saving now stops stress. It keeps you safe from scams. Let’s start. Set a holiday budget. Maybe $300 for gifts and food. If it’s six months away, save $50 a month. Transfer $12 a week to a savings account. Skip one coffee to find the money. Check…

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