Martin Backhausen – Financial Advisor
Smart Choices. Better Finances.
Hello! Got old clothes or gadgets? Sell them. It’s extra cash. It clears clutter. It keeps you safe from scams. Let’s start. Walk through your home. Pick items you don’t need. Maybe a jacket or a game console. List them on eBay or Poshmark. Take clear photos. Write honest descriptions. Set fair prices. Check what…
Hello! Subscriptions add up fast. They hurt your budget. You can cut them and save. It keeps you safe from scams. Let’s start now. List your subscriptions. Include Netflix, apps, gyms. Check your bank statements. Find ones you forgot. Ask, “Do I use this?” If not, cancel it. Maybe you don’t watch that streaming service….
Hello! Your identity is your money’s key. Criminals want to steal it. You can protect it. Let’s learn how. Check your credit report at AnnualCreditReport.com. It’s free. Look for odd accounts. If you see one, report it. Freeze your credit. It’s free. It stops scammers from opening accounts. Never share your Social Security number. Scammers…
Hello! Holidays are fun. But they cost money. Saving now stops stress. It keeps you safe from scams. Let’s start. Set a holiday budget. Maybe $300 for gifts and food. If it’s six months away, save $50 a month. Transfer $12 a week to a savings account. Skip one coffee to find the money. Check…
Hello! Money tight? Payday loans are not the answer. They’re traps. They hurt your money. Scammers run them. Let’s find better ways. Payday loans charge high fees. Maybe $15 for $100. That’s crazy interest. You owe more fast. Some lenders are scams. They steal your info. That’s a crime. If they push you to act…