Credit card debt can feel heavy. You can pay it off without stress. It keeps you safe from scammers who target people in debt. Let’s make a plan. List your cards. Write the balance and interest rate. Pay the highest-interest card first. Make minimum payments on others. Add $10 extra if you can. Skip one…
Author: Shieryl Nebre
Spot Phishing Scams
Phishing scams are sneaky. Criminals pretend to be your bank. They want your money or info. You can beat them with simple tricks. Let’s learn how to stay safe. Scammers send emails or texts. They say your account has a problem. They ask you to click a link. Don’t do it. Go to your bank’s…
Build an Emergency Fund
Hi! An emergency fund is money for surprises, like car repairs. It keeps you safe from debt. It stops you from falling for scams when money’s tight. Let’s start one now. Aim for $500 over time. Begin with $5 a week. Open a savings account. Don’t touch it unless it’s an emergency. Skip one takeout…
Simple Tips to Manage Your Money
Week 1: Start with a Simple Budget Hello! Struggling with money? It’s okay. A budget shows where your money goes. It’s like a map. You don’t need math skills. Let’s make one now. Write down your monthly income. Include your paycheck or extra cash. List your bills: rent, groceries, utilities. These come first. What’s left…