Hello! Money tight? Payday loans are not the answer. They’re traps. They hurt your money. Scammers run them. Let’s find better ways. Payday loans charge high fees. Maybe $15 for $100. That’s crazy interest. You owe more fast. Some lenders are scams. They steal your info. That’s a crime. If they push you to act…
Author: Martin Backhausen
Week 19: Start Investing Small
Hello! Want to grow your money? Investing is a way. You can start small. It keeps you safe from scams. Let’s learn how. You don’t need much. Apps like Acorns let you start with $5. Try an index fund. It’s safe. Set up automatic deposits. Maybe $10 a month. It’s easy. Be careful with “investment…
Week 18: Check Your Bank Statements
Hello! Checking your bank statements saves money. It catches scams. It’s like a health check for your money. Let’s start now. Set a day, like Sunday. Log into your account. Look at every transaction. Check for odd charges. Scammers sneak in small amounts. That’s a crime. If you see something weird, call your bank. They’ll…


