Martin Backhausen – Financial Advisor
Smart Choices. Better Finances.
Hello! Utility bills add up. You can lower them. It saves money. It keeps you safe from scams. Let’s start. Check your electric bill. See what you use. Turn off lights when you leave a room. Unplug chargers. They use power. Use a smart thermostat. It saves energy. Set it lower at night. Be careful…
Hello! Retirement seems far away. You can start now. Small steps grow big. It keeps you safe from scams. Let’s make a plan. Save a little each month. Maybe $20. Use a retirement account, like a 401(k) or IRA. Your job might offer one. Check if your employer matches contributions. That’s free money. Put in…
Hello! Work-from-home jobs sound great. Scammers fake them. They want your money or info. You can find real jobs. Let’s learn how. Real jobs don’t ask for fees. They don’t promise big money for easy work. Check sites like LinkedIn or Indeed. They’re trusted. Look for jobs you’re good at. Maybe customer service. Apply with…
Hello! Talking about money is hard. It’s worth it. It helps your goals. It keeps you safe from scams. Let’s start. Pick someone you trust. Maybe your partner. Talk over coffee. Share one goal, like saving $50. Ask for their advice. Share their goals. Be kind. If you’re stressed about debt, say so. Brainstorm ideas….
Hello! Got old clothes or gadgets? Sell them. It’s extra cash. It clears clutter. It keeps you safe from scams. Let’s start. Walk through your home. Pick items you don’t need. Maybe a jacket or a game console. List them on eBay or Poshmark. Take clear photos. Write honest descriptions. Set fair prices. Check what…